private student loans

A Private Student Loan System Should Not Mirror the Federal Family Education Loan Program

Shifting student loans from the current government-as-lender model to the private market would be beneficial. As I recently reported, this shift would reduce malinvestment—educational spending that doesn’t justify its costs—while increasing accountability for colleges, improving incentives for both students and institutions, and fostering more informed decision-making through price differences. But privatization is a broad bucket. […]

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