…government’s overinvestment in higher education. Indeed, as noted before here, real-estate developers relish their investments in student dorms because they know that, thanks to the generous student-loan program, students and…

…It is these “false starts” that often lead to dismal graduation rates, mounds of student debt, and rampant underemployment. And the best way to help students is to increase accountability…

…now be allowed to do so. In other words, more students will be able to repay less of their taxpayer-subsidized loans. The President has chosen to ease student debt by…

…a small student body, Haverford will still be able to provide its students with opportunities less well endowed colleges cannot provide. While Payscale’s value rankings are not dispositive, Haverford is…

…Education figures. And why shouldn’t more and more students sign up? An op-ed the next day in the Journal explains how it works. In certain cases, students may borrow as…

…most students don’t succeed is not a smart idea. However, rather than prohibit loans to students at some schools, it is more efficient to incentivize the schools to alter their…

…its student financial aid in the form of need-based grants and subsidized loans). The recent recession has only further exacerbated the college affordability problem. States are now so fiscally stretched…

…using data that corrects for some of the measurement problems arising from student transfers. He calculates what state subsidizes students from state appropriations, estimating that nearly $12 billion in appropriations…

…little economic utility as measured by labor markets. The fact that we charge the same interest rate on all student loans, regardless of the income repayment probabilities of the student,…

…changed the federal loan program by removing federal insurance for lenders of student loans and making the federal government the primary direct lender of these loans, it’s hard to argue…

…sharp contrast to the government’s $169 billion a year programs of Pell Grants, student loans, and tax credits. Outstanding student debt exceeds $1 trillion and 40 million graduates are saddled…

…A recent Atlantic piece indicates that while the first half of this year saw a modest decline in the delinquency rate on student loans, by September, nearly 12% of student…

…Obama told students at a Washington, D.C. high school that the administration would work hard to increase the number of low-income students who pursue college degrees. Mrs. Obama also revived…

…to several hundred dollars per student a year. Money is being transferred from students and their parents to university administrators. Often federal student loans help finance this transfer of income…

The Department of Education released new information about student loan defaults yesterday, and it isn’t pretty. A dismaying 10 percent of student borrowers are now defaulting on their student loans…

…and at the expense of their students, at this link. Increasing numbers of students are now defaulting on student loans, and student loan debt now exceeds a trillion dollars. s….

…a steady supply of federal money (in the form of student loans and grants) has allowed institutions to push tuition prices higher. Matthews interprets multiple reports on the subject over…

…Grant students, but Pell Grant students are the ones most vulnerable to never completing a degree. If the new federal college rankings system is built upon successful outcomes, what incentives…

…hopes to have this system online by 2015 and use it to distribute differential student aid levels by 2018. Students attending colleges with more low-income students, lower tuition and debt…

After weeks of squabbling on whether rates on federally subsidized Stafford loans would be tied to market-based interest rates or not, President Obama signed the long-awaited student loan interest rate…

…one possible approach: bar any school from access to federal student financial aid where the default rate on federal student loans exceeds the six-year graduation rate. It turns out there…

Last week George Leef argued that my recent case for income contingent lending (ICL), a type of student loan where the monthly payment is a function of the student’s income,…

…debt. The problem is that today’s colleges have no skin in the game when pushing students into cheap government loans. They get paid even if the student defaults. The solution…

…that students should wrestle with the obdurate materials of human excellence and folly.  Mass education throws its emphasis on credentialing students for productive and prosperous careers.  The humanities occasionally lend…

…tag attached to it and student loans are presently $690 billion (roughly $25,000 per student). By contrast in 1970 Pell grants didn’t exist and student loans in the aggregate were…

…decade, have no collateral pledged, and result in a 13.4% default within three years. Why anybody would think discount-window loans and student loans should have the same interest rate has…

…the Atlantic pointed out, do wonders to attract more of the same students. Furthermore, when they do accept low-income students, many fairly prestigious colleges are comfortable loading up students with…

…promising to alter the terms of their student loans in exchange for their vote?).  Still, social conservatism is anathema to most youths, and we’re likely to see more “Julia”-like videos…

…sources of subsidy income: state government institutional subsidies; federal government grants, especially for research; governmental (mostly federal) student financial assistance; gifts by private individuals to universities; and endowment incomes. There…